Tips & Insights

The Blog

Practical mortgage advice, market updates and guides — written in plain English, not financial jargon.

Landlords March 2026

New Renters Rights Legislation - What Landlords Need to Know

New renters rights legislation is changing the landscape for landlords and tenants alike. From deposit protections to notice periods, here's what you need to understand and how to stay compliant.

First-Time Buyers March 2026

How much can I borrow? Understanding mortgage affordability

One of the first questions I get asked is 'how much can I borrow?' The answer depends on a few things — your income, outgoings, and the lender's own criteria. Here's a simple breakdown to help you understand where you stand.

Remortgaging February 2026

Your fixed rate is ending — here's what to do next

If your fixed-rate mortgage deal is coming to an end, you might automatically roll onto your lender's standard variable rate (SVR) — which is almost always more expensive. Here's what you should do before that happens.

Buy to Let January 2026

Is buy-to-let still worth it in 2026?

With interest rates higher than they were a few years ago and changes to landlord taxation, many people are asking whether buy-to-let is still a good investment. Here's an honest look at the current landscape.

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Your home/property may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £195 to £795 and this will be discussed and agreed with you at the earliest opportunity.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Warrior Financial Services Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

Warrior Financial Services Ltd are registered in England and Wales. Registered No: 14760060. Registered Office: Omega Court, 350 Cemetery Road, Sheffield S11 8FT.

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