Mortgage Broker · South Yorkshire
Your mortgage, made simple.
If you're ready to get things moving, or just need some straight answers, you're in the right place. No pressure, no jargon — just honest advice.
Your home may be repossessed if you do not keep up repayments on a mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
About Vanessa
A mortgage broker who actually listens
I'm Vanessa Richardson, founder of Warrior Financial Services Ltd. Based in South Yorkshire, I help people across the region navigate the mortgage process with confidence and clarity. My goal is simple — to make the whole experience as stress-free as possible.
Straight Talking
No confusing jargon — just clear, honest advice you can actually understand.
Personal Touch
Every situation is different. I take the time to understand yours properly.
No Pressure
Whether you're ready to go or just exploring, there's never any obligation.
Free Download
First-Time Buyer's Guide
Everything you need to know about buying your first home — written in plain English, no jargon. Download your free copy today.
Meet Vanessa
Hear it from me
⚠️ Your home/property may be repossessed if you do not keep up the repayments on your mortgage.
What I Can Help With
Mortgage services tailored to you
First-Time Buyers
Step-by-step guidance to get you on the property ladder with confidence.
Remortgages
Find a better deal when your current term ends — I'll do the legwork for you.
Buy to Let
Expert advice on investment mortgages, whether it's your first or your tenth.
Moving Home
Making your next move as smooth as possible with the right mortgage in place.
General Advice
Not sure where you stand? Let's have a chat and figure it out together.
Right to Buy
Expert guidance on purchasing your council property at a significant discount.
Peace of Mind
Protection for your family
A mortgage is one of the biggest commitments you'll make — but protecting your family and your home is just as important. I'll help you find the right cover so you can have complete peace of mind.
Life & Critical Illness Cover
Financial protection for you and your loved ones if the unexpected happens.
Income Protection & Family Income Benefit
Keep your family financially secure if you are unable to work due to illness or injury.
Buildings & Contents Insurance
Protect your home and everything in it with the right cover for your needs.
Client Reviews
What my clients say
"From the first call, Vanessa perfectly understood my needs and reasoning for wanting a remortgage mid-term. Following the initial discovery call, I was presented with several options that not only met my brief, but allowed me to consider alternatives that perhaps I had not thought of. Communication, speed and clarity were first class and the entire service and experience was effortless. Vanessa even went above and beyond when it came to part of the conveyancing process. Could not recommend Vanessa more highly!"
Craig Sherriff
3 weeks ago
"Vanessa was incredibly knowledgeable and supportive throughout the process of arranging my mortgage as a first time buyer. Vanessa made the process easy to understand and completely took the stress out of buying my first home. I would 100% recommend this service!"
Nicole M
8 weeks ago
"I would highly recommend Vanessa at Warrior Financial Services. She has helped guide us through the processes of buying our new property — from mortgage offer to life insurance, making sure we got the best deals. Vanessa has gone above and beyond and gave us advice whenever we asked. We have felt more confident buying our second property with her guidance. She is professional, friendly and knowledgeable. Thank you again! ☺️"
Jade Ashforth
9 weeks ago
Supporting Mums In Need
Mums In Need is a Sheffield-based charity providing trauma-informed support to mothers facing post-separation abuse and coercive control. After leaving an abusive relationship, many women find themselves navigating legal intimidation, financial abuse, and co-parenting manipulation — entirely alone.
Mums In Need steps in with emotional support, practical guidance, legal help, and a community of people who truly understand. Their work changes — and in some cases saves — lives.
As my chosen Charity of the Year, I'm proud to support their vital work and raise awareness of the incredible difference they make every single day.
Please be aware that by clicking on to the below links you are leaving Warrior Financial Services Ltd's website. Please note that Warrior Financial Services Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
Areas Covered
Helping people across the region
Based in South Yorkshire, I cover all of Yorkshire, Derbyshire and North Nottinghamshire. Appointments can be in person or online — whatever suits you best.